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    • Home
    • Benefits
      • Life with Living Benefits
      • Disability
      • Accident
      • Critical Illness
    • Contact Us
  • Home
  • Benefits
    • Life with Living Benefits
    • Disability
    • Accident
    • Critical Illness
  • Contact Us

Critical Illness Insurance

Pays a lump-sum benefit payment designed to help you manage the financial impact of a major illness. This benefit can be used to cover out-of-pocket expenses such as medical bills, rehabilitation costs, travel for treatment, or other everyday expenses—giving you the financial flexibility to focus on recovery.

Receive a lump-sum cash benefit if diagnosed with a covered critical illness, available on a guaranteed acceptance basis.​


For even greater protection, apply for simplified acceptance by answering a few basic health questions.​


Benefits include coverage for many common serious conditions, such as:

  • Heart Attack (Myocardial Infarction) 
  • Stroke 
  • End Stage Renal Failure 
  • Major Organ Failure 
  • Invasive Cancer 
  • Coronary Artery Disease – (partial benefit)
  • Carcinoma in Situ – (partial benefit) 
  • Skin Cancer - $250 

Pre-existing conditions covered after only 12 months.

Coverage available for members actively at work, spouses, and children.

$50 Annual Health Screening Benefits available for both member and insured spouse.

Pays cash lump sum benefits in addition to all other benefits, including Workers’ Compensation.

Benefit payable up to five times over your lifetime.

Contact Us

Benefits Administered by: M3 Technology, LLC
90 Matawan Road, Ste. 100, Matawan, NJ 07747
Tel: 833-441-2754 | E-mail: info@m3tech.com

© 2025 by M3 Technology, LLC

  • Life with Living Benefits
  • Disability
  • Accident
  • Critical Illness

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