Disability

Monthly Tax-Free* Benefits

Standard coverage: Get up to $3,000 a month after 14 days of total disability, for up to 24 months.
Increase Your Benefit: You can increase your benefit up to $5,000 a month by answering a few basic health questions

No Medical Requirements

No exams, health questions, or blood tests to qualify for guaranteed acceptance.

Comprehensive Coverage

On- and Off-the-job accidents and sickness
Partial disability benefits
Pregnancy, complications of pregnancy, and childbirth
Mental health coverage
Alcohol and drug coverage

Pre-Existing Conditions covered after 12 months of enrollment